Category Archives: Property Investor Factsheet

Access the latest facts and statistics related to the UK property investment industry including the latest house price index updates, mortgage approval levels / rates, inter-bank lending, inflation, debt levels, repossessions and unemployment. Note you will have to be a member of the ‘Property Investor Hub’ which can be done quickly and easily via the link to the ‘Resources’ bar in the navigation bar above.

Property Investor’s Factfile – April 2018 Commentary

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Property Investor - Buy-to-Let - Facts and Stats - April 2018

April 2018 Property Investor´s Factfile The Property Investor’s Factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Below are some noteworthy observations over the last month: Property Market Trends Data published by the Halifax reported strong annual price inflation in the East Midlands and East Anglia, at 7.3% and 7.2% respectively, followed by Scotland at 6.7% and Yorkshire and the Humber at 6.1%.  However, with prices in London seeing their sharpest annual fall since 2011, Paul Smith, economics director at IHS Markit (that collated the data) commented: “The subdued performance of the UK housing market, especially in the south of England, seems to reflect a general lack of appetite amongst households at present... [Read More]

Property Investor’s Factfile – March 2018 Commentary

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March 2018 Property Investor´s Factfile The Property Investor’s Factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Below are some noteworthy observations over the last month: Property Market Trends According to the Halifax, property prices are rising at their slowest rate since 2013 – growing by 1.8% in the three months to February.  Managing director Russell Galley, nonetheless, responded with some relatively positive feedback on the data: “While we expect price growth to remain low, the low mortgage rate environment, combined with an ongoing shortage of properties for sale, should continue to support house prices over the coming months”; Nationwide data reported that house prices fell 0.3% between January and February (after rising... [Read More]

Property Investor’s Factfile – February 2018 Commentary

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Property Investor Factfile - Buy-to-Let and Property Trading - February 2018

February 2018 Property Investor´s Factfile The Property Investor’s Factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Below are some noteworthy observations over the last month: Property Market Trends Halifax reported both a slower level of annual house price growth alongside a drop in the number of new properties coming to market.  Property prices in the 3 months to January 2018 were 2.2% higher than over the same period in 2017 (down from a 2.7% rise reported in December 2017 data).  Prices have been flat on a quarter-on-quarter basis and the January data also reported an overall price drop of 0.6% (following a 0.8% fall in December 2017).  Nonetheless, Russell Galley was reasonably... [Read More]

Property Investor’s Factfile – January 2018 Commentary

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Property Investor Facts and Figures (Buy-to-Let and Property Trading – January 2018

January 2018 Property Investor´s Factfile The Property Investor’s Factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Below are some noteworthy observations over the last month: Property Market Trends The Halifax reported slower growth in property prices over the course of 2017 (2.7% relative to 6.5% in 2016).  Managing director of Halifax Community Bank Russell Galley commented: “we expect annual price growth to continue in the range of 0-3% at the end 2018”.  Galley also stated that: “prices [in 2018] are likely to be supported by the ongoing shortage of properties for sale, low levels of housebuilding, high employment and a continuation of low interest rates making mortgage servicing affordable in relative terms”; Similar... [Read More]

Property Investor’s Factfile – November 2017 Commentary

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Distance shot photo of houses in Plymouth, England, UK.

November 2017 Property Investor´s Factfile The Property Investor’s Factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations over the last month are outlined below: Property Price Trends According to Halifax data, house prices picked up 4.5% in the three months to October compared to the same period a year earlier. This figure was up from the 4% annualised growth figure in September and the fastest pace since February.  Although voicing concerns about increasing pressures on household finances, the Halifax did not expect the Monetary Policy Committee early November bank rate rise to be a barrier. Russell Galley from the Halifax in the FT stated: “The fact that the supply of... [Read More]

Commentary on the September 2017 Property Investor´s Factfile

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September 2017 Property Investor´s Factfile The Property Investor Blog´s monthly factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations from the last month are outlined below: According to the latest Rightmove house price index, UK house prices fell 0.9% month-on-month in August but remained up 3.1% on the year. Rightmove director and housing market analyst Miles Shipside commented: “A combination of traditional summertime price blues and the chill of uncertainty in the air has cooled price growth in some parts of the country.  Affordability also remains very stretched. But despite these factors, high demand and limited supply are still driving momentum, especially in the counties in the middle of the country;” The... [Read More]

Commentary on the August 2017 Property Investor´s Factfile

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August 2017 Property Investor´s Factfile The Property Investor Blog´s monthly factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations from the last month are outlined below: Both the Halifax and LSL / Acadata house price indices reported drops between May and June of 1.05% and 0.69% respectively. During the same period, however, Nationwide reported 1.24% growth in prices. Land Registry slightly lagged, although arguably more accurate, data pointed to average prices across England and Wales growing by just 0.28% (from £220,094 in April to £220,713 in May); Rightmove asking prices slightly recovered from a 0.37% drop in June, yet only marginally rose to 0.1% in July.  According to Rightmove director Miles Shipside: “prices are in the summer... [Read More]

Commentary on the July 2017 Property Investor´s Factfile

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July 2017 Property Investor´s Factfile The Property Investor Blog´s monthly factfile presents a range of relevant data from national / London house prices, the latest buy to let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations from the last month are outlined below: According to Rightmove asking prices for UK homes fell by 0.37% in June, the first price drop in the month since 2009. Director Miles Shipside attributed this to buyers´ confidence being “affected by inflation outstripping their pay packets” in addition to “current political events”. The figures were indeed based on properties advertised between May 14 and June 10 (therefore largely covering the weeks preceding the general election); Data from the Halifax reported a 0.48% rise in prices between and April and May; Whilst the latest Nationwide... [Read More]

Commentary on the June 2017 Property Investor´s Factfile

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June 2017 Property Investor´s Factfile The Property Investor Blog´s monthly factfile presents relevant data from national / London house prices, the latest buy to let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to  mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations from the last month are outlined below: Nationwide reported average prices in the UK reaching £208,711, slowing down annual growth to 2.1 per cent – the lowest in four years.  Despite the national unemployment rate hitting a 42-year low in the quarter preceding March, Robert Gardner the building society´s chief economist pointed out that real incomes were under pressure due to inflation overtaking wage growth. Speaking to the Guardian, Gardner commented that there is further evidence “that the housing market is losing momentum” which “may be indicative of a wider slowdown in the household sector, though data continues to send mixed... [Read More]

Commentary on the May 2017 Property Investor´s Factfile

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May 2017 Property Investor´s Factfile The Property Investor Blog´s monthly factfile presents relevant data including national / London house prices, the latest buy to let Limited Company (SPV) loan rates, LIBOR / SWAP rates, rentals, mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations from the last month are outlined below: According to Rightmove, asking prices were up 1.14% over the previous month (the equivalent to £3,547, raising the average price of new properties to the market to £313,655). The property portal also reported that the first-time buyer sector, typically of two bedrooms or fewer, gained strength (a 6.5% annual rate of increase). At the same time however, the same data showed that higher priced property saw an overall annual rise of 2.2% – the lowest recorded since April 2013. Also, whilst the market observed the highest number of sales agreed at this time of the year since prior to 2007 credit... [Read More]