Monthly Archives: December 2017

Expert Property Market Forecasts (2018)

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Expert Property Market Forecasts 2018

What follows is an extended post collating a wide array of commentary from property industry thought-leaders, who kindly took the time to reflect on the market moving into 2018. In addition to high-level insights into macro influences, price and rental trends, it is interesting to see the experts delve into a number of specific topics. Examples include the notable demographic shifts occurring across the country alongside the real effects of the Universal Credit (UC) rollout, Local Housing Allowance (LHA) freezes and the widening risks of homelessness. The continued evolution of the build-to-rent, property crowdfunding and online auction sectors have also been explored in some depth. For higher tax paying private landlords, taking heed of the intensifying effects of Section 24 of the Finance Act is frequently mentioned, as are some useful tips to best prepare, and indeed capitalise, for what... [Read More]

Property Investor’s Factfile – December 2017 Commentary

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Property Investor’s Buy-to-Let and Trader Factfile – December 2017 Commentary

December 2017 Property Investor´s Factfile The Property Investor’s Factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations over the last month are outlined below: Property Market Trends According to Halifax data, between October and November house prices rose by 0.5% (for the fifth consecutive month), reaching 0.5% (3.2% higher than in January). Russell Galley, managing director at Halifax Community Bank commented: “slower growth patterns are likely to continue for the foreseeable future” and also that “increasing affordability issues, as price increases continue to outstrip wage growth, are likely to curb housing demand and cause price growth to ease”; Land Registry-tracked property prices grew by 0.4% between August and September and... [Read More]