Monthly Archives: September 2017

Buy-to-Let Property Investor´s Financial Calculator

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Buy to Let Financial Calculator

Particularly given the changing economics of the buy-to-let sector, and what we feel is the need to adopt a judicious approach to the relative merits of a given deal, the financial calculator has been developed to facilitate a more detailed analysis.  Please click here or fill your details in the short “JOIN OUR E-MAIL LIST” form to receive the file (as well as the accompanying notes and our professional property investor’s e-book). Built in Microsoft Excel, the calculator has been split into 7 sections: Headline Figures: provide users with a cursory glance (using data extracted from the following section).  Note that this particular spreadsheet caters only to single-let residential property analysis (not Houses of Multiple Occupation, multiple units, developments, refurbishments etc.); Detailed Figures / Information: a breakdown of 46 fundamental metrics and essential data sources based on inputting a handful of … [Read More]

Buy-to-Let Property Investor´s eBook

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The first edition of the PS Investor Services eBook has been compiled in a buy-to-let operational environment where, particularly in recent years, recurring fiscal and regulatory intervention has seemingly become customary. The 28,000+ word digital document aims to dissect the principal issues of concern in the coming years and will be of interest to investor-landlords who embrace a longer term and professional outlook to property wealth accumulation. Readers will also find hints, tips and and a wide range of up-to-date resources relevant to the buy-to-let industry’s fast-changing operational environment. Please click here or fill your details in our contact box to receive the e-book (as well as our financial calculator and accompanying notes). The easily accessible PDF has been split into 10 chapters, broadly outlined below: Formally introduced in January 2017, the core aim of the Prudential Regulation Authority (PRA) revised affordability … [Read More]

Commentary on the September 2017 Property Investor´s Factfile

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September 2017 Property Investor´s Factfile The Property Investor Blog´s monthly factfile presents a range of relevant data from national / London house prices, the latest buy-to-let Limited Company (SPV) loan rates, LIBOR / SWAP rates and rentals to mortgage debt figures and information on the first-time buyer sector.  Some noteworthy observations from the last month are outlined below: According to the latest Rightmove house price index, UK house prices fell 0.9% month-on-month in August but remained up 3.1% on the year. Rightmove director and housing market analyst Miles Shipside commented: “A combination of traditional summertime price blues and the chill of uncertainty in the air has cooled price growth in some parts of the country.  Affordability also remains very stretched. But despite these factors, high demand and limited supply are still driving momentum, especially in the counties in the middle of the country;” The … [Read More]