Category Archives: Business Management

Using the correct methodologies of property portfolio management can make huge differences in enabling your investment strategy to be a passive one. Click here for techniques to work smarter and not harder.

How Blockchain Could Transform Property

by
7 Comments
Image of a computer keyboard with a blockchain icon - representing how this emerging technology looks set to transform the property industry in the UK and across the globe.

Although the enthusiasm surrounding blockchain technology has waned, the infrastructure behind bitcoin’s notable rise (and fall) in recent years still presents a compelling case to securely authenticate the exchange of valuable assets. What is a Blockchain? A blockchain essentially consists of records (“blocks”) that are inextricably linked and secured (into the “chain”) using cryptography[1].  These records exist via a distributed ledger[2] system that creates an open-source, decentralised mechanism for exchanging all types of information and transfers of value.  The data on the blockchain is transparently validated by consensus (there are no intermediaries).  This data, once stored, cannot be modified or deleted[3]. What is a Smart Contract? A digital protocol that can verify, facilitate and enforce the performance of a contract regardless of its complexity. Using mathematically complex algorithms, all aspects of a contract can be made partly or fully self-executing... [Read More]

Commercial Property Investment – Panel Discussion at the Central London Property Meet

by

Below is a brief synopsis of another interesting panel held at the Central London Property Meet, exploring the merits of commercial property investment. Left to right in the photo below,  Ranjan Bhattacharya (Property Investor), Barry Shaw (Commercial Property Lawyer) Am Kainth (Property Investor), Piragash Sivanesan (Director of Totum Finance) and Daryl Norkett (BDM for Shawbrook Bank) all contributed to the discussion. Fairly London-centric in terms of focus, it was observed that commercial property values have not seen the rapid appreciation relative to the residential sector in recent years – potentially presenting wider and more dynamic investment angles in a “post section 24” operational environment.  Some important cost savings include lower stamp duty liability and the potential for VAT to be excluded or recovered post-completion (depending on the circumstances of the transaction).  FRI (Full Repairing and Insuring) leases combined with recoverable... [Read More]

Sarah Beeney on the Current State of Play…

by

Needing very little introduction, Sarah Beeney’s reputation as a genuine expert in all aspects of property ownership is unquestionable. With a number of varied business interests – including a TV series, an award winning property portal and a popular dating website – her dedicated and strong work ethic has made her a household name and a positive figure representing the property industry as a whole. Please see an interview below where we talked about what Sarah has been up to; the future effects of base rate rises on the property market; protection against negative equity; acquisition strategies; buying at the right price in the current climate; buying to sell; lease options; the growth of the Tepilo brand and the online vs. offline estate agency debate... [Read More]

Lisa Orme – A Truly Experienced Property Expert – Speaks with PS Investor Services

by

An interview with full time property investor and owner of 'Keys Mortgages' Lisa Orme discussing her history as a professional property investor; the risks of a bottoming market; whether property today is only for the cash rich; newbie investing / entering the market with low cash reserves; no money down in 2011; tips obtaining mortgage finance in a challenging market; improving your credit rating for the buy to let lenders; the FSA’s ‘Mortgage Market Review’; property options / impending regulation; the base rate rise and some advice for highly geared landlords. [Read More]

Kevin Green (Secret Millionaire) Video Interview

by

A video interview with well known property expert Kevin Green (C4's Secret Millionaire) discussing the importance of public promotion as a property investor; the current property market; his thoughts on the future; consumer affordability levels; his advice for newbies / the risk averse; his own investment strategies; lease options and the recent controversy surrounding them; buying repossessed property (creating a win-win house sale) as well as his wealth training programme. [Read More]