Monthly Archives: January 2019

Modern Property Joint Venturing

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Property Joint Ventures

The notion of entering into a property project with a partner may seem like the ideal way to combine individual skills or balance a funding deficit.  Yet many of the realities and potential pitfalls are frequently understated.  Further to her end of year commentary, experienced investor, developer and mortgage broker founder Lisa Orme of Keys Mortgages kindly took the time out to answer some headline questions for us. We explore how investors and developers these days cannot expect to seek debt funding without inputting capital themselves.  Lisa then runs through the importance of having a track record, crowdfunding’s impact on seeking debt finance, the meaning of ‘gaining a pecuniary advantage by deception’, due diligence.  Further down, some eye-opening case studies are also highlighted… What does ‘skin in the game’ mean in the context taking on debt to fund projects?  This varies... [Read More]

Property Investor’s FactFile – January 2019

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Property Investor's Factfile - January 2019

Happy New Year! Check out the latest property investor factfile ("facts and stats") aimed at buy-to-let investors and traders. We include the latest house price data / price changes, LIBOR / SWAP rate data, private rented sector growth, mortgage approvals and first-time buyer measures / price to earnings ratios. As we move into 2019, if you haven't had the chance to take a look, it's worth reflecting on the various pieces of commentary kindly provided by over 60 property experts, investors and developers.  Of course, making predictions on the future of the property market is often based on sentiment but nonetheless worth observing. Moving into 2019, evidence suggests that most rental property acquisitions will be made through Limited companies (Special Purpose Vehicles).  This comes not only in response to Section 24 but also as part of the wider professionalisation of the sector – which, to a certain degree, should be welcomed.  Indeed, for cash-rich / low-geared portfolio investors, the impending shake-up could be a unique buying opportunity. [Read More]