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The Property Investor' Blog

Property Investor’s FactFile – January 2019

Contents (ShowHide)

National Property Prices

National Property PricesNational Property Prices - January 2019

London Property Prices

London Property Prices - January 2019London Property Prices

Monthly House Price Changes

Monthly House Price ChangesMonthly House Price Changes

LIBOR Data

LIBOR Data - January 2019LIBOR Data - January 2019

SWAP Rate Data

SWAP Rate Data - January 2019SWAP Rate Data

Private Rented Sector (PRS) – Rental Price Growth

Private Rented Sector (PRS) - Rental Price Growth - January 2019Private Rented Sector (PRS) - Rental Price Growth

Private Rented Sector (PRS) – Growth Index

Private Rented Sector (PRS) - Growth Index - January 2019Private Rented Sector (PRS) - Growth Index

Total Mortgage Approvals

Total Mortgage Approvals - January 2019Total Mortgage Approvals

First Time Buyer – Affordability Measure

First Time Buyer - Affordability MeasureFirst Time Buyer - Affordability Measure

First Time Buyer – Gross House Price to Earnings Ratios

First Time Buyer - Gross House Price to Earnings RatiosFirst Time Buyer - Gross House Price to Earnings Ratios

Commentary by Ruban Selvanayagam

Happy New Year!

As we move into 2019, if you haven’t had the chance to take a look, it’s worth reflecting on the various pieces of commentary kindly provided by over 60 property experts, investors and developers.  Of course, making predictions on the future of the property market is often based but nonetheless worth observing.

In the coming month, we should also expect some form of response in relation to Brexit.  Yet the waters remain cloudy, particularly in relation to the direction of the economy and the housing market in general. There is a stronger argument that a ‘no’ or ‘bad’ deal Brexit could trigger what a range of think tanks affirm will be an economic downturn.  For property investors and developers, a tanking Sterling value could prompt the Monetary Policy Committee to hike up base rates.  Not only will this affect affordability for those seeking to purchase or remortgage, but also those on variable and tracker rate mortgages.

Moving into 2019, evidence suggests that most rental property acquisitions will be made through Limited companies (Special Purpose Vehicles).  This comes not only in response to Section 24 but also as part of the wider professionalisation of the sector – which, to a certain degree, should be welcomed.  Indeed, for cash-rich / low-geared portfolio investors, the impending shake-up could be a unique buying opportunity.

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July 2019

Property Investor Factfile
Access
Property Expert Market Forecasts 2019 Selling Your Tenanted Property - Tax Implications - Simon Misiewicz Best Property Podcasts 2019 Modern Property Joint Venturing - Lisa Orme Blockchain and Property Birmingham Midshires - Current Buy-to-Let Lending - Phil Rickards Section 24 Finance Act - 22 Expert Insights Land Registry Digital Street - Laura Tombs The Future of the Private Rented Sector (PRS) - David Bond
National Landlords Association The Property Ombudsman Approved Code
Information Commissioner's Office The National Association Of Property Buyers Money Laundering Regulations