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Access Your Free Toolkit to Successful Buy-to-Let Investing in a "Post Section 24" Environment

Property Investor's Report Booklet
28,000+ word eBook on how to navigate through the modern buy-to-let landscape.
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Spreadsheet with Excel Icon
Comprehensive financial calculator to test the viability of your buy-to-let investments.
Plus Exclusive access to genuine property investment opportunities and our monthly e-bulletins.

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National Landlords Association The Property Ombudsman Approved Code
Information Commissioner's Office The National Association Of Property Buyers Money Laundering Regulations

The 2017 Property Investor's eBook

Compiled at a time when investor landlords continue to wrap their heads around the multifaceted sea change across the buy-to-let sector, this downloadable eBook explores the principal issues of concern over the coming years. Split into 10 chapters, we delve into the core fiscal and regulatory-led obstacles whilst providing some hints, tips and resources to thrive in the fast-changing operational environment:

  • A detailed examination of the Bank of England Prudential Regulation Authority's revised criteria for individual buy-to-let borrowers – including some important considerations from the policy itself, disclosure requirements, calculations and guidance as to how active investors can best position themselves moving foward;
  • Kindly reviewed by Simon Misiewicz of Optimise Accountants, this chapter focuses on the real implications of Section 24 of the Finance Act 2015 for landlords alongside the relative pros and cons of various mitigation strategies currently being disseminated across the sector;
  • A list and brief descriptions of 135 useful "macro" due diligence tools of wider interest to professional buy-to-let property investors and developers;
  • We list 56 "micro" due diligence tools and resources to engage in detailed research on comparable property prices, trading data, socio-demographic research, local housing affordability, distance checking, physical / environmental conditions, development-related topics amongst others;
  • A list of 28 rental market due diligence / management tools for detailed insights into key trends, yields and other relevant observations;
  • One of the prominent grey areas in buy-to-let, we link to over 20 tradebodies and useful resources to help you create sustainable ties with professional tradespeople to deliver good quality rental housing whilst maximising return on investment;
  • A breakdown of the buy-to-let financial calculator's content (see below) which we would advise reading with our accompanying notes that will also be forwarded to your inbox;
  • Given the top-down market restrictions mentioned above, we explore how investor's can efficiently and cost-effctively acquire property using a Limited company (Special Purpose Vehicles) structure – including a check list of the most important steps;
  • We explain how PS Investor Services operate as direct to vendor cash property buyers alongside our necessary credentials as a professional and fully-regulated sourcing company.

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National Landlords Association The Property Ombudsman Approved Code
Information Commissioner's Office The National Association Of Property Buyers Money Laundering Regulations

The Buy-to-Let Investor's Financial Calculator

Particularly given the changing economics of the buy-to-let sector, and what we feel is the need to adopt a more granular approach to the relative merits of deal, the financial calculator has been developed to facilitate a more judicious based approach to residential property analysis (on a single-let basis)*. Built in Microsoft Excel, the calculator has been split into 7 sections:

  • Headline Figures: provide users with a cursory glance (using data extracted from the following section);
  • Detailed Figures / Information: a breakdown of 46 fundamental metrics and essential data sources based on inputting a handful of key figures;
  • Stress-Testing: users can apply 10 specific best and worse-case scenarios (including gearing, mortgage rate variations, voids, cashflow liquidity);
  • Acquisition Costs: Pooling a range of costs including the Stamp Duty Land Tax (SDLT) surcharge for second properties as well as legal costs, valuation / condition reports, mortgage arrangement / brokerage fees, Special Purpose Vehicle creation costs (set-up fee, debenture, transfers and accountancy advice etc.) amongst others;
  • Refurbishment Costs: lists the most common expenditure items when renovating properties for the rental market;
  • New Tenancy Costs: a list of the most common expenses involved when initially letting a residential property;
  • Holding / Recurring Costs: perhaps the most important consideration prior to making any buy-to-let investment decision and ensuring a durable return on investment, we have listed a broad array ongoing overheads.

* Note that you will also receive our accompanying notes which explains how to maximise the use of the calculator.

Please leave your details here

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We only pass on details with your explicit consent. Please read our Privacy Policy.
National Landlords Association The Property Ombudsman Approved Code
Information Commissioner's Office The National Association Of Property Buyers Money Laundering Regulations
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Buy-to-Let Investing
"Post-Section 24"

Property Investors eBook
Red houses and silver door key
Spreadsheet & Calculator
28,000+ word e-book on how
to navigate through the
modern buy-to-let
landscape.
Exclusive access to
buy-to-let investment opportunities.
Comprehensive
financial calculator
to test the viability of
your buy-to-let investments.