An interview with Phil Rikards from BM Solutions on the current buy to let mortgage market we discuss a range of topics including the company’s 20-year history; current market confidence; BM Solution’s short / medium / long term strategy; risks from a BTL lending perspective; new FSA regulations (the Mortgage Market Review); the BTL lender-borrower relationship moving forward and the future of new build property.
An interview with Paul Shamplina from Landlord Action focused on the recent changes in the landscape of social housing including preconceptions of the Local Housing Allowance (LHA); new ‘austere’ measures being introduced by the new coalition government; the implications of the Comprehensive Spending Review; research and the role of the Valuation Office Agency (VOA); the role of the ‘floating tenancy support service’; recent comments by the Department of Work and Pensions on LHA landlords; Paul’s thoughts on the future of the property market amongst other topics.
An interview with Patrick Clift of the British Property Federation (BPF) discussing the importance of landlords post-credit crunch; the need of professional standards in the industry; what the BPF are doing to encourage the sector; tax incentives; reforms to the Local Housing Allowance (LHA) system / social housing policy; UK infrastructual improvements and the future role of the organisation.
A video interview with well known property expert Kevin Green (C4’s Secret Millionaire) discussing the importance of public promotion as a property investor; the current property market; his thoughts on the future; consumer affordability levels; his advice for newbies / the risk averse; his own investment strategies; lease options and the recent controversy surrounding them; buying repossessed property (creating a win-win house sale) as well as his wealth training programme.
An interview with Gary Murphy of one of the largest property auction organisations in the UK. Gary has a vast amount of experience as an auctioneer through being responsible for the running and expansion of the Residential Auction Department of Allsop since 1986. He is also Vice-Chair of the Auctioneering Group of the RICS and is also a member of the RICS Estate Agency Group. Formerly, Gary has served as Chair and Vice-Chair of the ISVA Auctioneering Committee and Chair of the RICS Agency Skills Panel. As a consultant to the British Property Federation, he has suggested amendments to the Landlord and Tenant Act 1987 to enable landlords to sell qualifying investments more easily by auction sale. These suggestions have been enacted as Schedule 6 of the Housing Act 1996. We discuss the current housing market; countrywide auction levels; post-credit crunch challenges when buying at auctions; housing affordability; the repercussions of the low bank base rate; issues with lending; due diligence amongst other topics.
An interview with Faisal Butt of Hamilton Bradshaw Real Estate (James Caans’ property investment company. We discuss the company’s current strategy; due diligence methodology; the current market; barriers that are being faced; value-based investment amongst other topics.
A very pertinent interview with David Thorpe, of Acadametrics – a housing consultancy that provides detailed housing-related information to a range of important institutions and is regularly featured in the broadsheet press. We talk in detail about how the organisation undertakes housing research, the UK house price index system and its related criticisms; stress-testing the UK housing industry; the current fragility of the property market and some thoughts for the future.
An interview with ex-bailiff and tenant eviction expert – Paul Shamplina from Landlord Action (an organisation that has appeared across UK national media). We chat to Paul about the history of the organisation; the effects of the credit crisis; essential steps to be taken; tenants rights; public organisations, such as the Citizens Advice Bureau; debt recovery and more…
An interview with David Kuo from the ‘Motley Fool’ online magazine discussing the concept of a value based investment strategy for property investors.
An interview with Paul Howard – Head of Intermediary Sales – at The Mortgage Works (TMW), one of the UK’s leading buy to let lenders. We ask what was their reasoning on being one of the first lenders to reintroduce higher LTV ratios in the market in recent times, as well as looking into their thoughts on the short, medium and long-term; how lender behaviour has / is changing; the new Financial Policy Committee (FPC); their new build criteria; Local Housing Allowance lending and more: